The post XRP News Today : Ripple Pushes XRP Beyond Trading Into Core Settlement and Liquidity Role appeared first on Coinpedia Fintech News Ripple’s native tokenThe post XRP News Today : Ripple Pushes XRP Beyond Trading Into Core Settlement and Liquidity Role appeared first on Coinpedia Fintech News Ripple’s native token

XRP News Today : Ripple Pushes XRP Beyond Trading Into Core Settlement and Liquidity Role

2026/02/07 15:35
3 min read
XRP News Today

The post XRP News Today : Ripple Pushes XRP Beyond Trading Into Core Settlement and Liquidity Role appeared first on Coinpedia Fintech News

Ripple’s native token XRP is shifting from a trading-focused crypto asset into a key settlement layer for institutional finance. A new strategic update around XRP Ledger (XRPL) shows a strong push toward regulated decentralized finance, positioning XRP at the core of payments, liquidity transfers, and on-chain credit activity. 

Meanwhile, XRP is trading near $1.46, gaining almost 12% in today’s market rally.

XRPL Upgrades Target Institutional Finance Needs

According to Ripple’s latest roadmap insight, XRPL is evolving beyond basic transfers and is now designed to handle real-time settlement and tokenized finance operations at scale. 

The network already supports tools that institutions typically require, such as multi-purpose tokens, permissioned environments, credential layers, escrow controls, and batch transaction processing.

These functions allow financial players to manage foreign exchange settlements, issue tokens, and complete delivery-versus-payment transactions directly on the ledger.

Instead of operating as a separate trading asset, XRP is used directly inside these flows to cover transaction fees, reserve requirements, and automatic asset bridging between tokens.

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XRP’s Utility Expands Beyond Simple Transfers

Ripple’s framework positions XRP as a functional protocol token rather than only a medium of exchange. The asset supports multiple ledger-level operations that connect payments, collateral movement, and liquidity routing.

This design allows different financial components to work together as a single system. Payments, token settlement, and liquidity conversion are linked through XRP at the base layer, giving it a structural role in how transactions are completed.

Recently, Ripple also pointed to 2 upcoming upgrades expected to deepen XRP’s role:

  • Single-Asset Vaults for structured asset management
  • XLS-66 Lending Protocol for native on-ledger borrowing and lending

These additions would allow credit markets to function directly on XRPL while keeping XRP central to settlement and liquidity movement.

Bitrue List 10 New RLUSD Trading Pairs

At the same time, exchange-side support for the XRP ecosystem is also expanding. Crypto trading platform Bitrue announced stronger XRP ecosystem support and launched 10 new RLUSD spot trading pairs linked to major crypto assets.

The platform says its XRP-focused product line now includes trading, staking, loans, and futures tools. 

The rollout is designed to improve liquidity access and portfolio flexibility for traders positioning for the next market cycle.

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FAQs

How is XRP evolving beyond a trading crypto?

XRP is shifting into a settlement and liquidity layer for institutions, supporting payments, tokenized finance, and on-ledger credit operations.

How does XRP help institutional finance work?

XRP handles fees, reserves, and asset bridging, enabling real-time settlements and smooth liquidity flow for institutions.

Is XRP a good investment?

XRP’s value is increasingly tied to its utility in institutional finance for settlements and liquidity, not just speculation. It recently traded near $1.46, gaining 12% in a market rally.

Can you lend and borrow using XRP?

Yes, an upcoming XRPL upgrade (XLS-66 Lending Protocol) will allow native on-ledger borrowing and lending, deepening XRP’s role in credit markets and asset management.

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