PayPal and Google announce a multiyear deal to merge payments and artificial intelligence.PayPal and Google announce a multiyear deal to merge payments and artificial intelligence.

PayPal and Google team up to bring AI-powered shopping and payments

2025/09/18 09:09
4 min read

PayPal and Google have entered a new partnership to reshape online shopping and payments. On Wednesday, the companies announced a deal they described as opening a new chapter in digital commerce driven by artificial intelligence.

The collaboration will integrate PayPal checkouts into multiple Google services, such as Google Cloud, Google Ads, and Google Play. PayPal will also handle card processing for Google’s enterprise offerings, so merchants and users can access new forms of payments across Google’s ecosystem.

AI agents transform online shopping

At the core of the PayPal–Google debate is an audacious new vision for shopping that enables bots to buy stuff on people’s behalf. This vision is supported by Google’s Agent Payments Protocol, or AP2, a framework system that defines the rules and protections of autonomous transactions.

AP2 is designed to support AI agents in making decisions on behalf of consumers, while preventing them from falling victim to fraud and loss of control. It depends on “mandates”, digital authorizations that lay out what an AI assistant has the power to do.

A mandate could limit weekly spending, authorize only certain purchases like groceries or travel, or require extra verification for high-value items. This way, even though agents act independently, users still retain full control over their money.

With AP2 in place, AI agents would go far beyond today’s shopping assistants. Instead of simply scanning shelves, comparing prices, and predicting needs, they could take proactive action.

For example, an agent might reorder household essentials before supplies run out, pick a shirt in the right size and style, or schedule a service appointment before the customer even realizes it’s needed. In more complex scenarios, agents could even manage subscriptions, handle investments, or direct funds into digital assets.

PayPal’s role is to give AI agents a trusted platform, combining its global payments network and customer insights to strengthen security and personalize recommendations. Chriss said the integration added immediate weight to AP2 through PayPal’s large customer base and established reputation, a signal to merchants and shoppers that the system could be trusted.

It also contributes to recognizing a new genre of commerce that we call “agentic commerce” at present. In models like this, humans act as a reference and handle boundary issues — they are expected to be the ones to specify their preferences. Meanwhile, AI bothers to take care of the pain in our neck, esp. browsing, comparing, and purchasing.

Supporters say this could save time and eliminate friction, causing the shopping experience to become easier and less painful. But critics caution that it leaves unanswered questions about privacy, overreliance on automation in handling people’s money, and whether consumers might lose touch with how their money is spent.

Partnership expands payment options

For Google, the partnership is about faster and more reliable payment processing. For PayPal, it’s a way to entrench itself in the world’s largest online marketplaces.

PayPal itself is also broadening its embrace of cryptocurrencies. The company envisions a future where AI-driven agents shop for and make payments on users’ behalf, using both fiat and digital currencies.

PayPal chief executive Alex Chriss said the partnership was about building the future of commerce, adding that it would be both agentic and crypto-enabled.

Google chief executive Sundar Pichai said the partnership brought together trust and innovation, noting that PayPal would use Google’s AI to deliver personalized, seamless customer experiences while relying on Google Cloud to drive innovation and business growth.

AI startup Perplexity, only a few months ago, announced that PayPal would be its choice to fuel agentic commerce on its platform. These initiatives show that PayPal is trying to take a lead position in this new, AI-influenced shopping world.

Analysts say the partnership could speed a broader shift in global e-commerce. Instead of shopping by browsing for, clicking on, and purchasing items themselves, consumers will soon be able to delegate the entire purchase journey to AI assistants.

The smartest crypto minds already read our newsletter. Want in? Join them.

Market Opportunity
null Logo
null Price(null)
--
----
USD
null (null) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Is Doge Losing Steam As Traders Choose Pepeto For The Best Crypto Investment?

Is Doge Losing Steam As Traders Choose Pepeto For The Best Crypto Investment?

The post Is Doge Losing Steam As Traders Choose Pepeto For The Best Crypto Investment? appeared on BitcoinEthereumNews.com. Crypto News 17 September 2025 | 17:39 Is dogecoin really fading? As traders hunt the best crypto to buy now and weigh 2025 picks, Dogecoin (DOGE) still owns the meme coin spotlight, yet upside looks capped, today’s Dogecoin price prediction says as much. Attention is shifting to projects that blend culture with real on-chain tools. Buyers searching “best crypto to buy now” want shipped products, audits, and transparent tokenomics. That frames the true matchup: dogecoin vs. Pepeto. Enter Pepeto (PEPETO), an Ethereum-based memecoin with working rails: PepetoSwap, a zero-fee DEX, plus Pepeto Bridge for smooth cross-chain moves. By fusing story with tools people can use now, and speaking directly to crypto presale 2025 demand, Pepeto puts utility, clarity, and distribution in front. In a market where legacy meme coin leaders risk drifting on sentiment, Pepeto’s execution gives it a real seat in the “best crypto to buy now” debate. First, a quick look at why dogecoin may be losing altitude. Dogecoin Price Prediction: Is Doge Really Fading? Remember when dogecoin made crypto feel simple? In 2013, DOGE turned a meme into money and a loose forum into a movement. A decade on, the nonstop momentum has cooled; the backdrop is different, and the market is far more selective. With DOGE circling ~$0.268, the tape reads bearish-to-neutral for the next few weeks: hold the $0.26 shelf on daily closes and expect choppy range-trading toward $0.29–$0.30 where rallies keep stalling; lose $0.26 decisively and momentum often bleeds into $0.245 with risk of a deeper probe toward $0.22–$0.21; reclaim $0.30 on a clean daily close and the downside bias is likely neutralized, opening room for a squeeze into the low-$0.30s. Source: CoinMarketcap / TradingView Beyond the dogecoin price prediction, DOGE still centers on payments and lacks native smart contracts; ZK-proof verification is proposed,…
Share
BitcoinEthereumNews2025/09/18 00:14
Unlocking Institutional OTC Trading For Tokenized Gold

Unlocking Institutional OTC Trading For Tokenized Gold

The post Unlocking Institutional OTC Trading For Tokenized Gold appeared on BitcoinEthereumNews.com. Wintermute’s Strategic Masterstroke: Unlocking Institutional
Share
BitcoinEthereumNews2026/02/17 04:50
Hidden Gem Presales for 2026: IPO Genie Unlocks 1000x Private Market Gains

Hidden Gem Presales for 2026: IPO Genie Unlocks 1000x Private Market Gains

16th February 2026: Gone are the Wild West days when tokens launched on hype alone. Today, investors want projects that […] The post Hidden Gem Presales for 2026
Share
Coindoo2026/02/17 05:01