Moneysense

Moneysense

Moneysense's Articles

Holiday spending is rising—and younger Canadians are leaning on credit

Holiday spending is rising—and younger Canadians are leaning on credit

Holiday spending is rising, with many Gen Z and millennial Canadians relying on credit cards. Here’s why gift debt adds up—and how to keep costs under control.

Plan for financial success in 2026

Plan for financial success in 2026

Take control of your finances in 2026 with this practical money checklist. From year-end tax moves to setting realistic goals, make your financial success achievable

Can you hedge against a market crash with ETFs?

Can you hedge against a market crash with ETFs?

Short answer: yes, inverse and volatility ETFs can hedge market crashes, but the cost, complexity, and timing often outweigh the benefit for long-term investors

Generational shift brings competition to Canada’s banks

Generational shift brings competition to Canada’s banks

Canada’s banking sector is undergoing major changes, with open finance, fintechs, and policy reforms creating more competition and choice for consumers. The post

Ontario’s new pay transparency rules will shake up hiring

Ontario’s new pay transparency rules will shake up hiring

Ontario’s new pay transparency rules require salary ranges and AI disclosure in job postings, aiming to level the hiring field and boost fairness for workers. The

5 money moves to make before the end of the year

5 money moves to make before the end of the year

The new year is the perfect chance to reset your financial goals and build better money habits. Whether you’re looking to save more, streamline your banking, or

How to build financial confidence in uncertain times

How to build financial confidence in uncertain times

Economic uncertainty is the new normal. Learn how to build financial confidence with smart saving, flexible banking, and simple money habits. The post How to build

Stock news for investors: Canopy Growth to acquire MTL Cannabis in $125-million deal

Stock news for investors: Canopy Growth to acquire MTL Cannabis in $125-million deal

Canopy Growth invests $125M to expand its medical cannabis reach, BlackBerry turns a profit, while Transat posts a disappointing $12.5M loss The post Stock news

Should I hold my house in a trust?

Should I hold my house in a trust?

Silvana is wondering if a trust for her home could save taxes or help with estate planning. Here’s what she needs to know before deciding. The post Should I hold

Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle

Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may actually make sense. The post Unlocking