Investors with smaller accounts are not locked out of the next crypto bull run. Coins under a few dollars still give room for size, and they let a $100 ticket stretch across several names instead of one giving investors a chance to turn it into $10,000.
With market sentiment swinging back toward risk and ETF news pulling fresh attention into digital assets, many traders are hunting the Best Budget-Friendly Cryptos to Buy Now that still feel early rather than exhausted. Cardano, Solana, XRP, and Remittix all trade at price points that work for smaller budgets, but they sit in different corners of the crypto market.
Cardano leans on staking and research-led upgrades, Solana thrives on speed and DeFi, XRP is gaining momentum from ETFs and stablecoin plans, and Remittix enters as a PayFi presale that tries to link crypto to bank accounts. Together, they form a compact watchlist for anyone searching for the best crypto to buy now.
Here are the Best Budget-Friendly Cryptos to Buy Now:
- Cardano (ADA)
- Solana (SOL)
- XRP (XRP)
- Remittix (RTX)
Quick Comparison: Four Low-Ticket Coins With High Conviction Narratives
| Token | Current Price | Main Stats | Budget-Friendly Angle |
| Cardano (ADA) | $0.4070 | Market cap about $14.7B, circulating supply ~35.88B ADA | Under $1 coin with heavy staking participation and an active research roadmap |
| Solana (SOL) | $129.4 | Market cap around $72.48B, circulating supply ~559M SOL | Mid-priced L1 with strong volume and serious DeFi traffic for traders who want one core alt position |
| XRP (XRP) | $2.09 | Market cap ~ $126B, circulating supply ~60.25B XRP | Under $3 with ETF inflows and payment use case, still cheaper than many large caps per unit |
| Remittix (RTX) | $0.1166 | Over $28.2M raised, more than 686M RTX sold at the current stage | Low entry price in a PayFi presale that targets real-world payments with active product builds |
1. Cardano: Under $1 Staking Coin With Deep Holder Base
Cardano sits in the large-cap bracket but still trades around $0.41, which keeps it on many lists of Best Budget-Friendly Cryptos to Buy Now. It has a market cap close to $14.6 billion and a circulating supply of just under 36 billion tokens.
DeFiLlama tracks around $187.36 million in DeFi total value locked on Cardano and about $38.74 million in native stablecoins, showing that some liquidity is starting to cluster on-chain even if it trails other L1s.
Cardano is mainly a smart contract and staking chain, so staking metrics matter. Recent staking research notes that networks like Cardano and Solana offer yields in the 6 to 7% APY range, with roughly 71% of ADA supply staked, worth about $11.2 billion.
For crypto investors who want passive rewards plus exposure to future upgrades, this mix of staking yield, ongoing research-driven development, and a sub-$1 price keeps ADA in the conversation when people talk about the best crypto to buy now on a budget.
2. Solana: High-Speed Layer 1 With Strong Activity For Mid-Size Tickets
Solana does not sit in the “cheap penny coin” bucket, but at roughly $129 per token, it is still reachable for a $100–$500 ticket, especially if investors scale in over time. Solana currently trades at $129.62 with a market cap of $72.48 billion and a daily turnover of $4.34 billion.
On-chain dashboards show heavy DeFi and trading activity: Solana processes tens of millions of transactions daily, has DEX volume above $2.6 billion in the last 24 hours, and has active addresses of nearly 1.9 million.
Fidelity is preparing a Solana ETF as analysts eye prices near $160 into December, adding an institutional angle on top of retail interest. For traders building a compact altcoin basket, Solana covers the fast L1 slot, connects strongly to DeFi and Web3 dApps, and gives budget-conscious portfolios one high-conviction name rather than a long list of tiny caps.
3. XRP: Payments Coin With ETF Tailwinds And Stablecoin Growth
For a coin that now ranks fourth by market cap, a $2.07 price still fits lists of Best Budget-Friendly Cryptos to Buy Now, especially for buyers who like to scale in with regular small orders.
Recent weeks brought two major catalysts. First, the SEC vs Ripple case reached a clear outcome this year, with the latest summaries noting that secondary market sales of XRP are not treated as securities, which gives exchanges and payment partners more legal clarity.
Second, ETF coverage has turned into a live driver: Canary Capital’s new spot XRP ETF recorded more than $250 million in day-one inflows, the strongest ETF debut of 2025, and analysts are watching additional funds from large managers enter the crypto market.
For anyone building a budget-friendly allocation, XRP offers an under $3 price with big-ticket themes like ETFs, global payments, and stablecoins all tied into one asset.
4. Remittix: PayFi Presale For Crypto-To-Bank Transfers Under $1
Remittix sits on a different level from the other three coins in this list. RTX is still in its presale stage, so it often appears at the top of “Best Crypto Presale to Buy Now” lists that focus on early-stage PayFi projects. Remittix has raised more than $28.2 million so far, with over 683 million RTX tokens sold at a presale price of about $0.1166.
The project’s main goal is to build a full PayFi stack that connects digital assets to bank accounts. Remittix is working on crypto-to-fiat on and off-ramps that support more than 40 cryptocurrencies and 30+ fiat currencies inside a single wallet, aimed at freelancers, remitters, and global earners who want fast payouts instead of slow wire transfers.
Remittix is supported by public security checks and active product testing. The team is verified on CertiK, and Remittix holds an A-grade Skynet Score above 80, which strengthens trust. Wallet beta testing is also expanding to more iOS users, with weekly top purchasers receiving invites.
Two exchange listings are already secured, with a third approaching as the raise nears $30 million, and anticipation builds for the December announcement.
Key Remittix highlights:
- Built for borderless payments with global reach
- Direct crypto-to-bank transfers across many countries
- Audited and team-verified by CertiK for added transparency
- Utility-first token aimed at real transaction volume
- Expanding payout rails to support merchants and users
Why Remittix Stands Out In A $100 Portfolio
Each of these four assets covers a different angle in the crypto market, but Remittix brings something the others cannot match. It offers a presale entry point tied directly to real-world payments, with crypto to bank transfers built into a single app. Its CertiK verification, top security ranking, and live Beta Wallet give it a level of clarity that most early-stage projects never reach.
If the next crypto bull run pushes payments, DeFi, and PayFi at the same time, a simple $100 split across these four Best Budget-Friendly Cryptos to Buy Now could turn into something much larger. But Remittix is the one that gives that small budget the chance to tap into a real product, not only a market narrative.
For smaller portfolios, RTX gives direct exposure to a payments use case that Cardano, Solana, and XRP do not provide. Its low entry price, clear tokenomics, active wallet testers, and confirmed CEX listings make it a practical pick for investors who want more than just a chart move.
That is why many recent “best crypto to buy now” and “best new crypto to buy now” rankings place Remittix at the top. It offers utility, credibility, and early access at the same time, making it the standout choice in any $100 crypto plan.
Frequently Asked Questions
What is the best cryptocurrency to buy right now?
There is no single winner for every portfolio. Large caps like Bitcoin and Ethereum still dominate liquidity, while budget-friendly names such as Cardano, Solana, XRP, and Remittix give smaller accounts more units per dollar and access to different parts of the crypto market.
Are crypto presales a good investment?
Presales can offer lower entry prices, but they also carry higher risk, since tokens are not yet listed on major crypto exchanges and product roadmaps are still in progress. Projects that already have live products, audits, and public teams, like Remittix, tend to attract more serious crypto investors who want a clearer view of what they are funding.
Which cryptocurrencies have the most growth potential from a small budget?
Coins under $5 per unit with strong narratives often appeal to smaller accounts. Cardano, Solana, and XRP each bring serious liquidity and on-chain activity, while early-stage projects like Remittix add higher upside potential linked to real-world use cases like payments, remittances, and PayFi infrastructure.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
