Noah and Fin.com revolutionize global transfers: virtual accounts and stablecoins for hundreds of thousands of users

Noah, a leading infrastructure for the instant and compliant movement of money between fiat currencies and stablecoin, has announced a collaboration with Fin.com, the consumer app that simplifies the management and transfer of money globally.

Thanks to this integration, hundreds of thousands of users worldwide can now access virtual accounts in euros and dollars directly from the app, with automatic conversion of funds into stablecoin.

The innovation represents a decisive step towards more inclusive and accessible finance, eliminating the need to have a traditional bank account to receive international payments.

The service, already available to 200,000 users and set to expand rapidly, aims to support over 250 million dollars in monthly volume, addressing a growing demand for fast and secure cross-border transfer solutions.

How the new integration between Noah and Fin.com works

Immediate Access to Virtual Accounts in EUR and USD

Fin.com users can now receive transfers in euros and dollars through local virtual accounts issued and regulated by Noah.

Once the funds arrive in these accounts, they are automatically converted into stablecoins within the Fin.com app, available for both iOS and Android. This process eliminates the complexity of traditional banking procedures and allows users to receive and hold money from around the world in a simple and fast manner.

Automatic Conversion and Use of Stablecoins

The heart of innovation lies in the instant conversion of received funds into stablecoins, which can be used immediately through the functionalities of the Fin.com wallet.

Users can spend or send their balance in stablecoins in the local currency, thanks to Fin.com’s proprietary infrastructure active in countries such as India, Bangladesh, Pakistan, the Philippines, Nepal, Singapore, and other emerging markets.

Guaranteed Security and Compliance

Noah handles all onboarding procedures, identity verification (KYC), anti-money laundering checks (AML), and transaction monitoring.

This ensures that every user who activates the feature complies with current regulations, providing a safe and reliable experience for both senders and receivers of money.

A New Landscape for International Transfers

Concrete Solutions for Those Working and Living Across Borders

The collaboration between Noah and Fin.com specifically targets users operating between the United States, United Arab Emirates, Europe, and South Asia, often engaged in financially supporting family members abroad or receiving income from global platforms.

In many cases, receiving money from abroad is a slow, costly process, or even impossible without a foreign bank account.

Thanks to Noah’s regulated technology, Fin.com users can now:

1. Access virtual bank accounts in euros and dollars directly from the app
2. Receive international transfers from family members, employers, digital work platforms, or online services
3. Automatically convert received funds into stablecoins
4. Use the stablecoin balance for expenses or transfers in the local currency through the existing features of the Fin.com wallet

A Tangible Impact in Emerging Markets

This innovation is particularly significant in South Asian countries such as Bangladesh, Nepal, the Philippines, India, Pakistan, and Indonesia, where the devaluation of local currencies against the euro and dollar is a recurring issue.

Here, stablecoins are becoming an increasingly widespread tool for savings, remittances, and cross-border financial support.

As highlighted by Hussain Elius, co-founder of Fin.com, “the addition of Noah’s regulated virtual accounts allows our users to receive money from abroad with the same ease as a local transfer. The instant conversion into stablecoin ensures full control of the funds, without the need for a bank account in Europe or the United States.”

The Process in Detail: Simplicity and Transparency

Real-time Onboarding and Verification

The path to access the new services is quick and intuitive. Users verify their identity directly in the Fin.com app, while Noah performs all necessary checks on KYC, sanctions, and compliance in real-time.

Receipt and Conversion of Funds

Once approved, users immediately receive the details of their virtual account in EUR or USD, issued by Noah and displayed in the app.

At this point, family members, employers, or platforms can transfer money using these banking details. As soon as the funds arrive, they are converted into stablecoins and credited to the user’s Fin.com wallet.

Management and Use of Balance

The stablecoin balance can be spent or sent using the features already available in the app, offering maximum flexibility and immediacy in the use of received funds.

Noah and Fin.com: a new infrastructure for global finance

Noah positions itself as the financial infrastructure that connects banks, payment networks, and digital finance, with the aim of making modern finance interoperable and seamless across currencies, markets, and networks.

Its ecosystem includes tools such as Bank On-Ramp, Global Payouts API, Hosted Checkout, and Rules Engine, all designed to enable compliant and real-time money movements on a global scale.

Fin.com, on the other hand, establishes itself as the go-to app for those who wish to save, spend, and transfer money across borders without the need for a traditional bank account.

Active in the United States, United Arab Emirates, Europe, and numerous countries in South Asia, Fin.com provides users with the ability to manage international payments and access modern financial tools in a simple, secure, and accessible manner.

A New Era for International Transfers

The integration between Noah and Fin.com marks a turning point for those living, working, or supporting family members abroad.

Virtual accounts, automatic conversion into stablecoins, and immediate access to funds provide a tangible solution to the needs of millions of people, especially in emerging markets where stability and speed of transfers are crucial.

With this partnership, global finance finally becomes closer, more inclusive, and user-friendly.