Within the XRP Ledger community, debate has emerged over what will drive the cryptocurrency’s utility: regulatory changes or infrastructure developments?Within the XRP Ledger community, debate has emerged over what will drive the cryptocurrency’s utility: regulatory changes or infrastructure developments?

XRP community debates Infrastructure vs. Policy for token utility

2026/01/29 08:41
2 min read

Within the XRP Ledger community, debate has emerged over whether the cryptocurrency’s utility will be driven primarily by regulatory changes or infrastructure developments within Ripple’s systems.

Summary
  • Routing liquidity through public decentralized exchanges raises compliance challenges for regulated institutions, while permissioned domains, credentialing, and privacy features in Ripple Prime could address these obstacles.
  • The upcoming Permissioned Domains amendment is expected to activate on Feb. 4, 2026, following strong validator consensus.
  • The debate coincides with Ripple and GTreasury’s launch of Ripple Treasury, an enterprise solution integrating traditional cash operations with digital-asset systems.

According to NewsBTC, Community member Alex Cobb highlighted the potential of U.S. market-structure legislation, specifically the CLARITY Act, to enhance XRP’s use.

In contrast, another participant, Krippenreiter, argued that Ripple’s payment infrastructure—including Ripple Payments’ on-chain XRPL decentralized exchange liquidity and Ripple Prime’s institutional on-ledger settlement—offers greater practical utility.

Krippenreiter emphasized that this aligns with Ripple’s prior statements about institutional use of the XRP Ledger, noting that on-chain settlement ensures full transparency and efficiency.

The discussion highlighted regulatory considerations: routing liquidity through a public decentralized exchange creates compliance challenges for regulated entities, whereas using a ledger as a post-trade settlement layer presents fewer risks.

Attorney Bill Morgan commented that regulated institutions must eventually access XRPL liquidity without running afoul of compliance rules, identifying permissioned domains and DEX structures as potential obstacles. Krippenreiter proposed credentialing and permissioned solutions as remedies.

The community is watching the upcoming activation of the Permissioned Domains amendment, which has secured 88.24% validator consensus, with estimated activation on February 4.

Discussions also touched on Ripple Prime, with suggestions that privacy features may be needed to enable deeper integration with XRPL inventory on centralized exchanges.

Ripple engineering lead J. Ayo Akinyele highlighted the balance between transparency and confidentiality, stressing that institutional adoption depends on privacy mechanisms that maintain regulatory compliance.

These debates coincide with Ripple and GTreasury’s announcement of Ripple Treasury, an enterprise treasury infrastructure combining traditional cash operations with digital asset systems.

Together, the discussions reflect an ongoing community focus on how both policy and infrastructure will shape XRP’s practical and regulatory utility in the financial ecosystem.

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

‘Scam’ claims spread after Trump’s Super Bowl crypto donation pitch

‘Scam’ claims spread after Trump’s Super Bowl crypto donation pitch

AI concerns and lack of disclosure sparked controversy, raising questions about legality, ethics, and campaign transparency rules.
Share
Coinstats2026/02/09 20:15
VIPRE Security Group Positioned as a Leader in the SPARK Matrix™: Enterprise Email Security, 2025 by QKS Group

VIPRE Security Group Positioned as a Leader in the SPARK Matrix™: Enterprise Email Security, 2025 by QKS Group

The QKS Group SPARK Matrix™ provides competitive analysis and ranking of the leading Enterprise Email Security vendors. VIPRE Security Group, with its comprehensive
Share
AI Journal2026/02/09 20:31
Whales Dump 200 Million XRP in Just 2 Weeks – Is XRP’s Price on the Verge of Collapse?

Whales Dump 200 Million XRP in Just 2 Weeks – Is XRP’s Price on the Verge of Collapse?

Whales offload 200 million XRP leaving market uncertainty behind. XRP faces potential collapse as whales drive major price shifts. Is XRP’s future in danger after massive sell-off by whales? XRP’s price has been under intense pressure recently as whales reportedly offloaded a staggering 200 million XRP over the past two weeks. This massive sell-off has raised alarms across the cryptocurrency community, as many wonder if the market is on the brink of collapse or just undergoing a temporary correction. According to crypto analyst Ali (@ali_charts), this surge in whale activity correlates directly with the price fluctuations seen in the past few weeks. XRP experienced a sharp spike in late July and early August, but the price quickly reversed as whales began to sell their holdings in large quantities. The increased volume during this period highlights the intensity of the sell-off, leaving many traders to question the future of XRP’s value. Whales have offloaded around 200 million $XRP in the last two weeks! pic.twitter.com/MiSQPpDwZM — Ali (@ali_charts) September 17, 2025 Also Read: Shiba Inu’s Price Is at a Tipping Point: Will It Break or Crash Soon? Can XRP Recover or Is a Bigger Decline Ahead? As the market absorbs the effects of the whale offload, technical indicators suggest that XRP may be facing a period of consolidation. The Relative Strength Index (RSI), currently sitting at 53.05, signals a neutral market stance, indicating that XRP could move in either direction. This leaves traders uncertain whether the XRP will break above its current resistance levels or continue to fall as more whales sell off their holdings. Source: Tradingview Additionally, the Bollinger Bands, suggest that XRP is nearing the upper limits of its range. This often points to a potential slowdown or pullback in price, further raising concerns about the future direction of the XRP. With the price currently around $3.02, many are questioning whether XRP can regain its footing or if it will continue to decline. The Aftermath of Whale Activity: Is XRP’s Future in Danger? Despite the large sell-off, XRP is not yet showing signs of total collapse. However, the market remains fragile, and the price is likely to remain volatile in the coming days. With whales continuing to influence price movements, many investors are watching closely to see if this trend will reverse or intensify. The coming weeks will be critical for determining whether XRP can stabilize or face further declines. The combination of whale offloading and technical indicators suggest that XRP’s price is at a crossroads. Traders and investors alike are waiting for clear signals to determine if the XRP will bounce back or continue its downward trajectory. Also Read: Metaplanet’s Bold Move: $15M U.S. Subsidiary to Supercharge Bitcoin Strategy The post Whales Dump 200 Million XRP in Just 2 Weeks – Is XRP’s Price on the Verge of Collapse? appeared first on 36Crypto.
Share
Coinstats2025/09/17 23:42