Crypto enthusiast and game designer Chad Steingraber issued an emphatic response after artificial intelligence platform Grok highlighted the scale of payments processedCrypto enthusiast and game designer Chad Steingraber issued an emphatic response after artificial intelligence platform Grok highlighted the scale of payments processed

$34 Billion In XRP Ledger Transactions Incoming. Here’s What Elon Musk’s AI Says

2026/02/21 20:30
3 min read

Crypto enthusiast and game designer Chad Steingraber issued an emphatic response after artificial intelligence platform Grok highlighted the scale of payments processed annually by GTreasury.

Quoting Grok’s breakdown of the treasury management firm’s reported figures, Steingraber focused on the magnitude of potential transaction flow and its implications for the XRP Ledger.

Grok stated that, based on GTreasury’s latest reported data, the company processes $12.5 trillion in payments annually. It further calculated that this total translates to approximately $34.25 billion in average daily payment volume across 365 days. The figures immediately caught Steingraber’s attention.

In his response, Steingraber wrote, “Holy smokes!! $12.5 Trillion!! $34.25Billion in XRP Ledger transactions incoming!!” His message conveyed clear excitement at the prospect that even a portion of such payment flows could move through the XRP Ledger infrastructure.

Context Around GTreasury and Payment Options

GTreasury is a treasury and risk management platform that supports corporate payment operations. The scale of its annual payment processing has been publicly referenced in discussions around blockchain integrations, particularly following its association with Ripple’s technology.

However, members of the X community were quick to add context to the discussion. An X user, Spade (@SpadesHQ), emphasized that GTreasury’s users determine their own payment methods.

According to Spade, there is no mandatory requirement for clients to use RLUSD or any specific digital asset. He added that the company’s chief executive officer has explicitly confirmed that payment method selection remains at users’ discretion.

Another X user, Jason L, responded to Spade in agreement. He stated that customers retain the option to continue using traditional financial rails or to adopt cryptocurrency solutions.

He expressed the view that lower costs and faster settlement times could encourage adoption of blockchain-based payments, including transactions routed through the XRP Ledger. Jason L concluded that, ultimately, the superior product would determine user preference.

Community Optimism Around Ripple Technology

Additional commentary reflected a strong sense of optimism regarding the integration of Ripple’s technology into high-volume payment environments. X user AizenGetsu (@GetsuAizen) stressed that GTreasury’s $12.5 trillion annual figure exists independently of Ripple’s systems.

He argued that incorporating Ripple’s technology could significantly increase transaction efficiency. In his words, transactions would experience “less friction” and be verified “within seconds.”

Although the discussion remains speculative, Steingraber’s post illustrates how significant payment figures are interpreted within the digital asset community. The possibility that a fraction of GTreasury’s reported $34.25 billion in daily payments could utilize the XRP Ledger has become a focal point for supporters who anticipate expanded enterprise blockchain adoption.

At present, no confirmation has been issued that GTreasury’s full transaction volume will move onto the XRP Ledger. Nevertheless, Steingraber’s reaction demonstrates how large-scale institutional payment data can influence expectations among digital asset advocates, particularly when tied to companies integrating Ripple’s payment solutions.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.


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The post $34 Billion In XRP Ledger Transactions Incoming. Here’s What Elon Musk’s AI Says appeared first on Times Tabloid.

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