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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14055 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank

Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank

The post Aave reaches $41.1 billion TVL record, equivalent to being the 54th largest US bank appeared on BitcoinEthereumNews.com. Aave reached an all-time high total value locked (TVL) of $41.1 billion on Aug. 24, positioning the decentralized lending protocol as the equivalent of the 54th largest US commercial bank by total deposits based on Federal Reserve data as of Jun. 30. The money market protocol would replace the Prosperity Bank, which has $38.4 billion in deposits, and would fall just $300 million short of surpassing Bank OZK. Considering the Fed lists 2,156 commercial banks in the US, Aave’s size is enough to place it among the top 2.5% largest banks in the country. DefiLlama data showed that including Aave’s outstanding borrows of $28.9 billion as of Aug. 24 would raise the combined figure to $71.1 billion. The borrowing volume was just below the all-time high of $29.1 billion recorded on Aug. 13. The TVL increased by the borrows would be enough to place Aave among the 37th largest US commercial banks, a 1.7% group. Aave founder Stani Kulechov said in an Aug. 24 social media post: “Aave Protocol is like the 37th-largest bank, except it isn’t a bank, but a network any financial institution can plug into to unlock non-Fed–correlated yield.” Dominance in lending The money market protocol controlled approximately 50% of the DeFi lending market’s total TVL as of Aug. 24, commanding a dominant position within the $81.5 billion lending sector. The percentage indicates that Aave’s TVL is equivalent to the combined TVL of all other money markets. The protocol is nearly 6x larger than its closest rival, Morpho, which holds just $7 billion in deposits. Aave achieved multiple records last week amid strong DeFi lending sector performance. The protocol reached $3 trillion in cumulative deposits on Aug. 15 while surpassing $29 billion in active loans on Aug. 13. The AAVE token is following the protocol’s fundamentals. Since recording…

Author: BitcoinEthereumNews

2025/08/26

Don’t Make This Mistake: The Tokens Everyone Will Regret Abandoning This Bull Season

Don’t Make This Mistake: The Tokens Everyone Will Regret Abandoning This Bull Season

The post Don’t Make This Mistake: The Tokens Everyone Will Regret Abandoning This Bull Season appeared on BitcoinEthereumNews.com. A handful of cryptos may be set to surprise everyone this year. Many have rushed to sell or ignore them, but some signals hint at a possible turnaround. These tokens, left behind by most, might become the focus as the market shifts. Attention to forgotten assets could be the key as the bull run gains speed. Toncoin’s Road Ahead: Fast Rails, Big Dreams, Bold Prices Toncoin powers The Open Network, an online rail first built by Telegram in 2018. After a court halt in 2020, volunteers renamed it and kept coding. The coin now runs on a stake-based system that speeds up checks and cuts power use. Users can send cash-like transfers in seconds and pay only tiny fees. Plans reach far beyond payments: cloud storage, friendly names, private surfing, and small apps can all sit on the same chain. This wide vision gives Toncoin a lively, growing crowd of fans and builders. Price watchers see wide moves ahead. Models that follow bitcoin’s halving rhythm place Toncoin near $6.45 at the low and $30.30 at the high in 2025, a jump of over threefold from today. Later years swing, with lows of $5.39–$16.27 and highs of $12.04–$40.52 through 2030, yet the top calls stay well above current levels. In a market where older coins fight to stay fresh, TON’s fresh code and busy updates stand out. If the network keeps adding tools, those bold targets may look less like dreams and more like milestones. $XYZ Unlocks the G.O.A.T. Status, Early Investors Positioned for Massive ROI XYZVerse ($XYZ) has brought a brand-new concept to the memecoin niche by blending the excitement of sports with the fast-moving energy of crypto. Designed for hardcore fans of football, basketball, MMA, and esports, this project goes beyond just being another token—it’s a growing community built…

Author: BitcoinEthereumNews

2025/08/26

If you put $1,000 into Ethereum in 2017, here’s how much you’d have now

If you put $1,000 into Ethereum in 2017, here’s how much you’d have now

Ethereum taught investors that small bets on innovative projects can become life-changing fortunes. With Ethereum now a “blue chip,” many investors are chasing smaller opportunities with bigger upside. MAGACOIN FINANCE is attracting this wave with its cultural branding, expanding global community, and audited contracts that inspire investor confidence. In 2017, Ethereum was still fighting for […] The post If you put $1,000 into Ethereum in 2017, here’s how much you’d have now appeared first on CoinJournal.

Author: Coin Journal

2025/08/26

Dogecoin (DOGE) Breaks Key Level Targeting $0.30 Before September, While Mutuum Finance (MUTM) Gains Whale Attention

Dogecoin (DOGE) Breaks Key Level Targeting $0.30 Before September, While Mutuum Finance (MUTM) Gains Whale Attention

As Dogecoin (DOGE) breaks through a major resistance and heads towards the $0.30 area prior to September, a new wave is catching the attention of crypto whales: Mutuum Finance (MUTM). Current investors are anticipating a minimum of 300% ROI in listing. Mutuum Finance (MUTM) has broken above $14.83 million and has over 15700 investors to […]

Author: Cryptopolitan

2025/08/26

Sharps Tech’s Bold $400M Leap Into Web3

Sharps Tech’s Bold $400M Leap Into Web3

The post Sharps Tech’s Bold $400M Leap Into Web3 appeared on BitcoinEthereumNews.com. A surprising and significant development is unfolding at the intersection of traditional finance and the rapidly evolving world of cryptocurrency. Sharps Tech, a company primarily known for its medical device and pharmaceutical packaging solutions, is making headlines with an ambitious plan. The firm aims to raise a staggering $400 million to establish a dedicated Solana treasury. This pioneering move marks a fascinating convergence of established industry with the dynamic Web3 ecosystem. What’s Driving This Pioneering Solana Treasury Initiative? The news, initially reported by Unfolded via X, highlights Sharps Tech’s intent to build a substantial treasury based on the high-performance Solana blockchain. This isn’t just a speculative venture; it’s a strategic financial maneuver backed by significant players in the crypto investment space. Two prominent crypto investment firms, ParaFi and Pantera Capital, are reportedly supporting this bold undertaking, lending considerable weight to the project. This initiative represents more than just a capital raise. It signifies a growing trend where traditional companies explore the tangible benefits of blockchain technology beyond simple payment processing. For Sharps Tech, establishing a Solana treasury could offer several compelling advantages: Enhanced Financial Management: Leveraging blockchain for treasury operations can introduce greater transparency, efficiency, and potentially lower administrative costs compared to traditional systems. Strategic Diversification: Adding digital assets to a corporate treasury provides an alternative to conventional holdings, potentially hedging against inflation or offering new growth avenues. Innovation Leadership: By embracing cutting-edge blockchain technology, Sharps Tech positions itself as an innovator, attracting talent and potentially new business opportunities within the Web3 landscape. Access to DeFi Opportunities: A well-managed Solana treasury could potentially participate in decentralized finance (DeFi) protocols, seeking yield on assets, though this would involve careful risk assessment. Why Choose Solana for a Corporate Solana Treasury? The selection of Solana for such a significant corporate treasury is particularly…

Author: BitcoinEthereumNews

2025/08/26

Ethereum Price Breaks 2021 Highs, Crypto Whales Are Making Big Moves In These 2 Altcoins

Ethereum Price Breaks 2021 Highs, Crypto Whales Are Making Big Moves In These 2 Altcoins

The Ethereum Price has pushed through its 2021 high, and the move has shaken up the market. Traders are excited, but it’s not just retail piling in—large wallets have been quietly adjusting positions too. ETH still sets the pace for most of the altcoin market, yet the spotlight is also shifting toward AAVE and Layer […]

Author: Cryptopolitan

2025/08/26

Cap Labs attracts capital with EigenLayer-backed credit model

Cap Labs attracts capital with EigenLayer-backed credit model

The post Cap Labs attracts capital with EigenLayer-backed credit model appeared on BitcoinEthereumNews.com. Cap Labs’ new stablecoin cUSD has seen rapid adoption since launch, climbing to $67.85 million in circulation over the past week, according to DefiLlama.  Etherscan shows 2,735 holders of the token to date. The jump signals strong demand for Cap’s yield-layered digital dollar model, which combines regulated reserve assets with EigenLayer-powered credit underwriting. Built atop the newly launched Cap Stablecoin Network (CSN), cUSD is designed as a 1:1 redeemable stablecoin backed by assets like PayPal’s PYUSD, BlackRock-managed BUIDL, and Franklin Templeton’s BENJI. The yield-bearing version stcUSD — minted by staking cUSD — is enabled by a three-party system of lenders, operators, and restakers. Cap’s core innovation lies in its structure: operators borrow stablecoins to deploy yield strategies, restakers underwrite the operator’s credit risk, and lenders (stcUSD holders) earn a floating yield, currently around 12%, depending on market demand and operator performance. While restaker collateral provides protection against operator default, stcUSD holders are still exposed to fluctuating yield dynamics. cUSD’s impressive growth; Source: DefiLlama Unlike many past stablecoin launches, Cap’s model is carefully tuned to comply with the GENIUS Act, the sweeping US stablecoin legislation that prohibits interest-bearing payment tokens. Speaking at the Stablecoin Summit in Cannes in June, Cap Labs founder Benjamin Lens was blunt: “They said no yield, and it’s pretty clear — there’s no way around it. They do not want stablecoins giving yield to retail investors,” Lens said. Thus, stcUSD is a separate ERC-4626 vault token, which users can mint by staking cUSD. The yield is generated through a marketplace of borrowing and restaking, not directly from Cap Labs. “Genius Act covers companies that are generating yield on behalf of users and giving them to the users,” Lens said in Cannes, whereas Cap is “an immutable open protocol like Ethereum, like Bitcoin.” Combined with the fact that…

Author: BitcoinEthereumNews

2025/08/26

Best Crypto Presale Pepeto Positions to Outshine Little Pepe in the Next Bull Run

Best Crypto Presale Pepeto Positions to Outshine Little Pepe in the Next Bull Run

How many investors will wish they bought Pepeto before the next bull run begins?

Author: The Cryptonomist

2025/08/26

Polkadot Price Prediction 2025–2030: Short-Term Risks, Long-Term Growth

Polkadot Price Prediction 2025–2030: Short-Term Risks, Long-Term Growth

The post Polkadot Price Prediction 2025–2030: Short-Term Risks, Long-Term Growth appeared on BitcoinEthereumNews.com. Crypto News Polkadot forecasts suggest steady 31% gains by 2030, with analysts projecting both short-term risks and long-term opportunities. Polkadot (DOT) has emerged as one of the most innovative Layer-0 protocols in the blockchain sector, offering a framework that connects independent blockchains through its unique parachain structure. Unlike traditional single-chain ecosystems, Polkadot enables cross-chain communication and interoperability, making it an essential player in the broader Web3 landscape. CoinCodex’s algorithm predict steady growth for Polkadot over the coming years, though its returns may not match the explosive gains often seen in newer tokens. Current projections point to DOT reaching $5.38 by 2030, a 31.41% increase from today’s levels. While this positions Polkadot as a dependable long-term asset, investors hungry for sharper upside are increasingly looking at complementary opportunities, including MAGACOIN FINANCE, which is gaining momentum as one of 2025’s top presales. Short-term Polkadot outlook Polkadot’s near-term trajectory looks steady but not spectacular. Forecasts for 2025 suggest a trading range between $3.82 and $4.01, offering only 1.90% ROI. This muted growth reflects a period of consolidation as the broader crypto market prepares for the next phase of expansion. By 2026, projections see DOT climbing toward $4.53, marking a 10.59% gain. This indicates that while Polkadot remains structurally sound, it may underperform compared to faster-moving altcoins. For traders focused on immediate high-velocity returns, DOT’s measured pace could feel less appealing. Still, its stability makes it a cornerstone asset for long-term investors who prioritize reliability over short-term volatility. Ecosystem growth and fundamentals Polkadot’s strength lies in its parachain auctions and governance model, which give developers flexibility to build specialized blockchains optimized for particular use cases. Projects in DeFi, gaming, and enterprise adoption have launched parachains, helping expand Polkadot’s ecosystem beyond its core relay chain. Additionally, Polkadot has emphasized on-chain governance, allowing token holders to…

Author: BitcoinEthereumNews

2025/08/26

Solana Treasury: Sharps Tech’s Bold $400M Leap into Web3

Solana Treasury: Sharps Tech’s Bold $400M Leap into Web3

BitcoinWorld Solana Treasury: Sharps Tech’s Bold $400M Leap into Web3 A surprising and significant development is unfolding at the intersection of traditional finance and the rapidly evolving world of cryptocurrency. Sharps Tech, a company primarily known for its medical device and pharmaceutical packaging solutions, is making headlines with an ambitious plan. The firm aims to raise a staggering $400 million to establish a dedicated Solana treasury. This pioneering move marks a fascinating convergence of established industry with the dynamic Web3 ecosystem. What’s Driving This Pioneering Solana Treasury Initiative? The news, initially reported by Unfolded via X, highlights Sharps Tech’s intent to build a substantial treasury based on the high-performance Solana blockchain. This isn’t just a speculative venture; it’s a strategic financial maneuver backed by significant players in the crypto investment space. Two prominent crypto investment firms, ParaFi and Pantera Capital, are reportedly supporting this bold undertaking, lending considerable weight to the project. This initiative represents more than just a capital raise. It signifies a growing trend where traditional companies explore the tangible benefits of blockchain technology beyond simple payment processing. For Sharps Tech, establishing a Solana treasury could offer several compelling advantages: Enhanced Financial Management: Leveraging blockchain for treasury operations can introduce greater transparency, efficiency, and potentially lower administrative costs compared to traditional systems. Strategic Diversification: Adding digital assets to a corporate treasury provides an alternative to conventional holdings, potentially hedging against inflation or offering new growth avenues. Innovation Leadership: By embracing cutting-edge blockchain technology, Sharps Tech positions itself as an innovator, attracting talent and potentially new business opportunities within the Web3 landscape. Access to DeFi Opportunities: A well-managed Solana treasury could potentially participate in decentralized finance (DeFi) protocols, seeking yield on assets, though this would involve careful risk assessment. Why Choose Solana for a Corporate Solana Treasury? The selection of Solana for such a significant corporate treasury is particularly noteworthy. Solana has rapidly gained considerable traction due to its impressive technical specifications: high throughput, remarkably low transaction costs, and a robust, rapidly expanding developer ecosystem. These characteristics collectively make it an exceptionally attractive platform for institutional-grade applications and large-scale financial operations. Let’s consider these key aspects that most likely influenced Sharps Tech’s strategic decision: Exceptional Scalability: Solana’s architecture allows it to process thousands of transactions per second, making it highly suitable for managing a large and active corporate treasury without bottlenecks. Cost-Efficiency: The platform’s remarkably low gas fees significantly reduce operational overhead, which is a crucial financial consideration for managing any substantial treasury. Blazing Speed: Near-instant transaction finality ensures quick and reliable asset transfers, which is vital for real-time financial management and responsiveness. Vibrant Developer Ecosystem: A thriving community of developers and extensive tooling support ongoing innovation, security audits, and the potential for custom solutions tailored to Sharps Tech’s needs. Growing Institutional Interest: Solana has seen increasing interest from institutional investors and developers, suggesting a strong and stable foundation for a corporate Solana treasury. Therefore, for a medical device firm looking to integrate advanced blockchain technology into its core financial strategy, Solana presents a truly compelling proposition. It offers the robust technical foundation necessary for a modern, efficient, and forward-looking corporate Solana treasury. Broader Implications: A New Era for Corporate Crypto Adoption? The involvement of Sharps Tech, a company operating well outside the typical crypto sphere, in building a substantial Solana treasury could indeed signal a broader, transformative shift in corporate strategy across various industries. This development strongly suggests that more traditional businesses might soon explore similar avenues for advanced treasury management, strategic asset diversification, and even the creation of innovative new revenue streams through blockchain integration. This emerging trend, while exciting, is not without its complexities and challenges. Companies venturing into the crypto space must meticulously navigate intricate regulatory landscapes, diligently manage the inherent volatility risks associated with digital assets, and implement robust security protocols to protect their investments. However, the reported backing from established crypto investment giants like ParaFi and Pantera Capital lends significant credibility and expertise to Sharps Tech’s venture, potentially mitigating some of these concerns through their deep market knowledge and experience. Moreover, this move could significantly boost Solana’s reputation as a preferred blockchain for enterprise solutions, further solidifying its position alongside other major players in the Web3 space. It powerfully highlights the growing mainstream acceptance of cryptocurrencies and blockchain technology as legitimate, powerful tools for corporate finance and innovation. In conclusion, Sharps Tech’s ambitious plan to raise $400 million for a Solana treasury is a truly groundbreaking event. It showcases a forward-thinking, pioneering approach from a traditional industry player, robustly backed by influential crypto investors. This initiative could pave the way for wider corporate adoption of blockchain technology, demonstrating the immense potential of Web3 to redefine financial management and drive innovation across diverse sectors. The future of corporate treasuries might just be decentralized, and Sharps Tech is leading the charge. Frequently Asked Questions (FAQs) What is Sharps Tech’s main business?Sharps Tech is primarily a medical device and pharmaceutical packaging firm. What is a Solana treasury?A Solana treasury refers to a corporate reserve of assets, managed on the Solana blockchain, potentially including cryptocurrencies, stablecoins, or tokenized assets, for financial management and strategic purposes. Which firms are backing Sharps Tech’s crypto venture?Crypto investment firms ParaFi and Pantera Capital are reportedly backing Sharps Tech’s initiative to build a Solana treasury. Why is Solana being chosen for this treasury?Solana is likely chosen for its high scalability, low transaction costs, fast processing speeds, and robust developer ecosystem, making it suitable for institutional-grade financial operations. What are the potential benefits for Sharps Tech from this initiative?Potential benefits include enhanced financial management efficiency, strategic asset diversification, leadership in innovation, and potential access to decentralized finance (DeFi) opportunities. Did this groundbreaking news about Sharps Tech and its Solana treasury capture your attention? Share this article with your network and spark a conversation about the future of corporate finance in the Web3 era! To learn more about the latest crypto market trends, explore our article on key developments shaping Solana institutional adoption. This post Solana Treasury: Sharps Tech’s Bold $400M Leap into Web3 first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/08/26

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