Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23493 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Adoption, Gas Usage And Price Trends

Adoption, Gas Usage And Price Trends

The post Adoption, Gas Usage And Price Trends appeared on BitcoinEthereumNews.com. Key takeaways: Web3 daily activity held steady at 24 million in Q2 2025, but sector composition is shifting. DeFi leads transaction counts with 240 million weekly, yet Ethereum gas usage is now dominated by the RWA, DePIN and AI. Smart contract platforms’ coins and yield-generating DeFi and RWA tokens outperform the market, while AI and DePIN lag despite strong narratives. Altcoins are more than speculative bets on coins outside Bitcoin. In most cases, they represent — or aim to represent — specific activity sectors within Web3, a decentralized alternative to the legacy internet and its services. Assessing the state and potential of the altcoin market means looking beyond prices. Key indicators such as gas usage, transaction counts and unique active wallets (UAW) help gauge activity and adoption, while coin price performance reveals whether markets follow onchain trends. AI and social DApps gain adoption UAW counts distinct addresses interacting with DApps, offering a proxy for adoption breadth, though multiple wallets per user and automated activity can skew results. DappRadar’s Q2 2025 report shows steady daily wallet activity at around 24 million. Yet a shift in sector dominance is emerging. Crypto gaming remains the largest category, with over 20% market share, though down from Q1. DeFi has also slipped, falling to less than 19% from over 26%. In contrast, Social and AI-related DApps are gaining traction. Farcaster leads Social with roughly 40,000 daily UAW, while in AI, agent-based protocols like Virtuals Protocol (VIRTUAL) are standing out, attracting 1,900 weekly UAW. DApp industry dominance by UAW. Source: DappRadar DeFi attracts big players Transaction counts show how often smart contracts are triggered, but can be inflated by bots or automation. DeFi’s transaction footprint is paradoxical. Its user base has declined, yet it still generates over 240 million weekly transactions — more than any other…

Author: BitcoinEthereumNews
Japan Prepares to Launch Country’s First Cryptocurrency! Three Altcoins Selected!

Japan Prepares to Launch Country’s First Cryptocurrency! Three Altcoins Selected!

The post Japan Prepares to Launch Country’s First Cryptocurrency! Three Altcoins Selected! appeared on BitcoinEthereumNews.com. With the growing interest in Bitcoin and cryptocurrencies, Japan, which follows a strict approach, is also taking important steps. At this point, Japan, which has taken action to change the country’s crypto rules in recent months, is preparing to approve the issuance of JPYC, the country’s first yen-denominated stablecoin. At this point, Japan’s Financial Services Agency (FSA) is preparing to approve the country’s first yen-pegged stablecoin this fall. As cryptocurrency movements in Japan accelerate, JPYC, the issuer of the Japanese yen stablecoin, announced that it has officially registered with the Japanese FSA and will be able to issue yen-backed stablecoins. JPYC added that it is the first institution to issue a stablecoin pegged 1:1 to the Japanese yen. “JPYC has officially registered with the Financial Services Agency as a fund transfer service provider in Japan. “We can now issue a stablecoin pegged 1:1 to the Japanese yen for the first time in Japan.” The JPYC stablecoin will be issued on multiple blockchains, including Ethereum (ETH), Avalanche (AVAX), and Polygon (POL). Users will be able to exchange and exchange Japanese yen for JPYC. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/japan-prepares-to-launch-countrys-first-cryptocurrency-three-altcoins-selected/

Author: BitcoinEthereumNews
Tether recruits ex-Trump adviser Bo Hines to bolster US strategy

Tether recruits ex-Trump adviser Bo Hines to bolster US strategy

The post Tether recruits ex-Trump adviser Bo Hines to bolster US strategy appeared on BitcoinEthereumNews.com. Tether has hired Bo Hines, a former adviser to President Donald Trump, as its Strategic Advisor for Digital Assets and US Strategy. The company confirmed on Aug. 19 that Hines will immediately begin working with Tether’s leadership to guide its expansion and regulatory engagement in the United States. In his new role, Hines will oversee strategy, liaise with regulators, and engage with key industry stakeholders to ensure Tether’s initiatives align with legal and operational standards. Speaking on his appointment, Hines posited that his new position provides an opportunity to apply lessons from public service to the private sector. According to him: “During my time in public service, I witnessed firsthand the transformative potential of stablecoins to modernize payments and increase financial inclusion…[I want] to help deliver an ecosystem of products that will set the standard for stability, compliance, and innovation in the US market – one that will empower American consumers and help revolutionize our nation’s financial system.” Tether’s US expansion Hines’ appointment comes as Tether continues its push to strengthen its US presence while navigating an evolving regulatory environment. The firm said it has already reinvested nearly $5 billion into the US ecosystem as part of its commitment to domestic growth. Apart from that, Tether’s influence in the US financial system is already substantial, with the company holding approximately $127 billion in US Treasuries to back its USDT tokens. By comparison, if Tether were a sovereign entity, it would be the 18th-largest holder of US debt. This level of investment extends the Treasury demand beyond traditional buyers while indirectly supporting the US dollar dominance. The firm has also hinted at plans to launch a new stablecoin tailored to its US users. So, Hines’ appointment aligns with the stablecoin issuer’s prioritisation of the US market. Paolo Ardoino, Tether CEO, said:…

Author: BitcoinEthereumNews
Just In: Wyoming Launches Frontier Stable Token Across 7 Blockchains, Public Access Still Blocked

Just In: Wyoming Launches Frontier Stable Token Across 7 Blockchains, Public Access Still Blocked

TLDR: Wyoming launched FRNT, the first state-backed stablecoin in the U.S., backed by USD and U.S. Treasuries. The stablecoin is live on 7 blockchains, including Ethereum, Solana, Avalanche, and Polygon, through LayerZero. FRNT’s reserve interest will fund Wyoming’s School Foundation Fund, supporting education with quarterly transfers. The token remains unavailable to the public due to [...] The post Just In: Wyoming Launches Frontier Stable Token Across 7 Blockchains, Public Access Still Blocked appeared first on Blockonomi.

Author: Blockonomi
XRP and Solana Rally Into August 2025 — But This Hidden Altcoin Could Deliver the Next Breakout

XRP and Solana Rally Into August 2025 — But This Hidden Altcoin Could Deliver the Next Breakout

The crypto market never sits still. XRP is bouncing back with regulatory clarity finally in place, and Solana (SOL) is […] The post XRP and Solana Rally Into August 2025 — But This Hidden Altcoin Could Deliver the Next Breakout appeared first on Coindoo.

Author: Coindoo
Stablecoins Threaten to Disrupt U.S. Bank Deposits and Payments, Morningstar DBRS Warns

Stablecoins Threaten to Disrupt U.S. Bank Deposits and Payments, Morningstar DBRS Warns

Stablecoins have rapidly become a central pillar of the digital asset economy, now exceeding a combined market capitalization of $230 billion as of mid-2025, according to Morningstar DBRS. The market is led by Tether (USDT) and Circle (USDC), with other players including USDe, DAI, and FDUSD (see Exhibit 1). This growth has been fuelled by their stability — pegged to the U.S. dollar — and their ability to function as digital cash within the blockchain ecosystem. The passage of the first federal stablecoin legislation on July 17 has also accelerated adoption. With regulation in place, U.S. banks are beginning to explore launching their own stablecoins, notes the agency. “Stablecoins offer efficiency and innovation in the financial system, but they also pose both opportunities and risks for banks,” Morningstar DBRS analysts wrote in a report published Tuesday. How Stablecoins Work: Cheaper, Faster, Smarter Money Morningstar explains stablecoins are designed to combine the reliability of fiat currencies with the efficiency of blockchain. Unlike traditional payment rails — credit cards, ACH, or wire transfers — stablecoin transactions settle in seconds. “Stablecoins are programmable money,” Morningstar notes, highlighting their use in smart contracts that automatically execute financial operations. This has made them attractive for cross-border payments, e-commerce, and remittances. Major issuers like Tether, Circle, and PayPal back their coins with reserves of short-term U.S. Treasuries and cash equivalents, ensuring stability and redeemability. The efficiency advantage is stark: where wire transfers can cost up to $50 and take days to settle, stablecoins move instantly with negligible fees. This dynamic is drawing users away from banks’ legacy systems. Risks to U.S. Banks: Deposits and Payments at Stake Morningstar warns that the rise of stablecoins poses real risks to U.S. banks’ core business models. The most immediate concern is deposit flight. If consumers increasingly hold funds in stablecoins for rewards, convenience, or integration with decentralized finance, banks could lose the deposits that underpin their lending operations. According to the Bank for International Settlements, stablecoins still account for just 1.5% of total U.S. deposits, but growth is accelerating. “ A large-scale shift of funds from bank accounts into stablecoins could constrain banks’ ability to fund new loans or extend credit,” Morningstar analysts said. Banks also risk losing lucrative payment fees. Stablecoins bypass networks like ACH and SWIFT, enabling cheaper and faster transfers. As Exhibit 2 shows, the cost advantage is significant, threatening revenue from transaction services. Not All Bad News: A Path Forward for Banks Despite the risks, Morningstar highlights potential opportunities. Banks could leverage their regulatory credibility to serve as custodians of stablecoin reserves, manage U.S. Treasury holdings, and provide settlement and compliance infrastructure. These services could open new fee income streams. The newly passed GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) sets capital and reserve requirements for issuers, creating a more level playing field. Some banks are considering launching their own fully backed stablecoins, integrated into existing compliance systems, to retain deposits and stay competitive. “Whether stablecoins ultimately represent an opportunity or a threat to U.S. banks will depend on regulatory design and market adoption,” Morningstar concludes.

Author: CryptoNews
Analysts Say XRP Faces Its Biggest Threat Yet

Analysts Say XRP Faces Its Biggest Threat Yet

Analysts believe the legislation could unlock trillions of dollars in growth for the sector, creating new competition among top digital […] The post Analysts Say XRP Faces Its Biggest Threat Yet appeared first on Coindoo.

Author: Coindoo
JPYC to Launch First Yen Stablecoin in Japan

JPYC to Launch First Yen Stablecoin in Japan

JPYC, a company registered as a fund transfer service provider in Japan, has announced that it will issue the first Japanese yen stablecoin, pioneering this type of financial instrument in the country. The company revealed that JPYC will be issued on three chains: Ethereum, Avalanche, and Polygon. JPYC to Become First Yen Stablecoin Issuer in […]

Author: Bitcoin.com News
Tether US Expansion: A Pivotal Strategic Appointment with Bo Hines

Tether US Expansion: A Pivotal Strategic Appointment with Bo Hines

BitcoinWorld Tether US Expansion: A Pivotal Strategic Appointment with Bo Hines The cryptocurrency world is buzzing with significant news! Tether, the leading stablecoin issuer, has recently made a pivotal move, signaling its strong commitment to Tether US expansion. The company announced the appointment of Bo Hines as its new strategy advisor for digital assets and U.S. expansion. This strategic hire is a clear indication of Tether’s ambitious plans to deepen its roots within the American market and navigate its complex regulatory landscape. Who is Bo Hines and What Does This Mean for Tether US Expansion? Bo Hines steps into his role as strategy advisor at a crucial time for the digital asset industry. Previously, Hines played a significant part within the U.S. administration, focusing on key digital-asset initiatives. His work included developing robust stablecoin guardrails and fostering productive engagement between government bodies and the industry. This background makes him uniquely qualified to spearhead Tether’s efforts in the United States. His expertise is expected to be invaluable as Tether seeks to expand its presence and influence. This appointment is not just about a new face; it’s about leveraging deep policy knowledge to foster growth and compliance. Hines’ understanding of the U.S. regulatory environment can help Tether proactively address concerns and build stronger relationships with stakeholders. Navigating the American Digital Asset Landscape for Tether US Expansion The United States represents a massive, yet challenging, market for stablecoin issuers. Regulatory clarity remains a top priority for companies operating in this space. Tether’s decision to bring in someone with Bo Hines’ specific experience highlights its intent to responsibly navigate these waters. The goal is clear: facilitate broader adoption and integration of USDT, Tether’s flagship stablecoin, within the U.S. financial ecosystem. This strategic move underscores several key objectives for Tether US expansion: Regulatory Compliance: Ensuring Tether’s operations align seamlessly with evolving U.S. regulations. Policy Engagement: Actively participating in discussions shaping the future of digital asset policy. Market Penetration: Identifying new avenues for USDT adoption among U.S. businesses and consumers. Trust Building: Enhancing confidence in Tether’s transparency and stability within the American market. Tether CEO Paolo Ardoino shared the news on X, emphasizing the importance of this role for the company’s future trajectory. What’s Next for Tether in the US? A Look at Future Strategy The appointment of Bo Hines is more than just a personnel change; it’s a strategic declaration. It signals Tether’s serious intent to not only comply with but also help shape the future of digital asset regulation in the U.S. With Hines on board, Tether is poised to engage more directly with policymakers, advocate for stablecoin innovation, and potentially unlock new opportunities for its services. This development could lead to increased partnerships, clearer operational guidelines, and ultimately, greater acceptance of stablecoins in the mainstream financial system. As the digital asset space matures, proactive engagement and expert guidance become absolutely critical. Tether US expansion is clearly a top priority, and this appointment reflects a thoughtful approach to achieving that goal. In conclusion, Tether’s decision to hire Bo Hines as a strategy advisor is a significant step in its journey toward robust U.S. expansion. His background in digital asset initiatives and stablecoin policy within the U.S. administration positions him perfectly to guide Tether through the intricacies of the American market. This move promises to strengthen Tether’s standing and foster a more regulated yet innovative environment for stablecoins in the United States. Frequently Asked Questions (FAQs) 1. Who is Bo Hines? Bo Hines is a former U.S. administration official who worked on digital-asset initiatives, stablecoin guardrails, and government-industry engagement. He has now been appointed as Tether’s strategy advisor for digital assets and U.S. expansion. 2. What is Tether’s main goal with this appointment? Tether’s main goal is to strengthen its presence and facilitate Tether US expansion within the American market, navigating its complex regulatory landscape with expert guidance from Bo Hines. 3. How will Bo Hines’ background benefit Tether? His background in U.S. digital asset policy and stablecoin regulation provides Tether with crucial insights to ensure compliance, engage with policymakers, and build trust within the American financial ecosystem. 4. What challenges does Tether face in the U.S. market? The primary challenge for Tether in the U.S. market is navigating the evolving regulatory environment and ensuring clear operational guidelines for stablecoin adoption. 5. What is USDT? USDT is Tether’s flagship stablecoin, pegged to the U.S. dollar. It is widely used in the cryptocurrency market for trading and as a store of value. If you found this article insightful, please consider sharing it with your network! Your support helps us bring more crucial updates from the world of digital assets. Share on social media to spread the word! To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoin institutional adoption. This post Tether US Expansion: A Pivotal Strategic Appointment with Bo Hines first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Circle (CRCL) Acquires Malachite To Fuel Development Of New Arc Blockchain

Circle (CRCL) Acquires Malachite To Fuel Development Of New Arc Blockchain

Circle, the issuer of the USDC stablecoin, has recently made headlines with its public debut on NASDAQ under the ticker CRCL. This move is part of a broader strategy that includes the development of a public blockchain specifically designed for stablecoin transactions, known as the Arc Blockchain.  Malachite Integration For Arc Blockchain The company announced […]

Author: Bitcoinist