Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23281 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Returning to the road of "world computer", a brief analysis of Ethereum's five major technical strategies for the future

Returning to the road of "world computer", a brief analysis of Ethereum's five major technical strategies for the future

Based on Ethereum's technical roadmap for the next two years, we share some "technical breakthroughs" that may support prices (specially provided by E Guards): 1) zkEVM layer1 integration Implementation timeline:

Author: PANews
CICC: There are advantages in deploying stablecoins on the Internet

CICC: There are advantages in deploying stablecoins on the Internet

PANews reported on July 15 that CICC Research Report stated that we judge that the popularization of stablecoins will have limited impact on existing businesses such as WeChat Pay. The

Author: PANews
Crypto Week in US Congress: What to Expect From the Biggest Push Yet

Crypto Week in US Congress: What to Expect From the Biggest Push Yet

Key Takeaways: House Republicans are advancing three major crypto bills this week, including one on stablecoins. The GENIUS Act may pass quickly, but the broader CLARITY Act faces resistance from House Democrats. Lawmakers opposing the package cite concerns over governance and potential conflicts tied to Trump-affiliated crypto interests. Congressional Republicans are preparing for “Crypto Week,” in what may be their most consequential push yet on digital asset legislation, according to a July 14 report by Politico. The House is set to vote this week on three separate bills addressing stablecoins with the GENIUS Act, crypto market structure with the CLARITY Act, and a potential ban on a central bank digital currency (CBDC) with the Anti-CBDC Surveillance Act. Crypto Week Kicks Off with Tornado Cash Trial Crypto week is scheduled to start today with the U.S. v Roman Storm case that puts the founder of Tornado Cash on trial for money laundering. The next immediate step is the likely passage of the GENIUS Act , a Senate-originated bill focused on regulating stablecoins. Bitcoin Economic Calendar for the week of July 14th ("Crypto Week"): Monday: Start of the Tornado Cash Trial, U.S. House of Representatives meetings to review the "Anti-CBDC Surveillance State" Act, the "Digital Asset Market Clarity" Act of 2025, and the "GENIUS" Act Tuesday:… pic.twitter.com/SARipkbi80 — Ledn (@hodlwithLedn) July 13, 2025 House Republicans have indicated they will advance the Senate version without amendments to expedite its arrival at President Trump’s desk. This would mark the first major crypto legislation to clear both chambers of Congress. A broader market structure bill, the CLARITY Act, authored by Financial Services Chair French Hill, is also scheduled for a vote. Unlike the GENIUS Act, the CLARITY bill faces more uncertainty. GOP lawmakers are seeking bipartisan support to demonstrate viability in the Senate, where 60 votes are required. Last year, 71 Democrats supported a similar proposal. That number may shrink due to opposition tied to the Trump administration’s crypto involvement. House Democrats, including Maxine Waters, are expected to resist Hill’s bill unless additional governance provisions are added. “Anti-Crypto Corruption Week” is the label some are using to push back against what they view as conflicts involving Trump-linked crypto ventures. Major Votes on Crypto Regulation Meanwhile, a third proposal seeks to prohibit a U.S. central bank digital currency. It is unlikely to advance in the Senate, according to lawmakers familiar with the process. Rep. Warren Davidson, a Republican who generally supports crypto policy, posted on X that he will vote against the GENIUS Act, calling the strategy to separate the bills “designed to ultimately fail.” “[The bills] will protect investors, consumers, and make America, as President Trump wants, a leader in financial technology and crypto and digital assets innovation,” Hill said. The House Rules Committee meets today to set the voting schedule. Decisions this week will help determine whether the current legislative environment delivers long-standing industry priorities or stalls again due to political divisions. Frequently Asked Questions (FAQs) What’s at stake beyond legislation? If passed, these bills could redefine the U.S. regulatory approach to crypto for years, influencing how stablecoins are issued, which agencies oversee tokens, and whether digital dollars are allowed to exist. How does this impact existing crypto firms? If the bills advance, exchanges, stablecoin issuers, and custodians may face streamlined federal compliance obligations, replacing the current patchwork of state-level requirements. Could this affect CBDC plans in other countries? If the U.S. formally rejects a CBDC through legislation, it could create divergence from international monetary authorities exploring central bank digital currencies.

Author: CryptoNews
Kamino adds tokenized stocks as collateral option via xStocks integration

Kamino adds tokenized stocks as collateral option via xStocks integration

PANews reported on July 14 that according to The Block, Solana's ecological lending protocol Kamino is incorporating stock token products into collateral options, and its selected on-chain trading function xStocks

Author: PANews
BTC Digital: Has purchased $1 million worth of Bitcoin and plans to expand its crypto reserves to more than $10 million by the end of the year

BTC Digital: Has purchased $1 million worth of Bitcoin and plans to expand its crypto reserves to more than $10 million by the end of the year

PANews reported on July 14 that according to an official announcement, BTC Digital Ltd. (NASDAQ: BTCT) announced the official launch of its strategic Bitcoin and Ethereum reserve plan, aiming to

Author: PANews
Stablecoin RDA: China's new paradigm of "real number integration"

Stablecoin RDA: China's new paradigm of "real number integration"

Definition and core concept of RDA RDA (Real Data Assets) is an innovative paradigm proposed by the Shanghai Data Exchange in 2025. Its core concept is "real number integration". Through

Author: PANews
Only one cryptocurrency set to lead stablecoin hype, Electric Capital says

Only one cryptocurrency set to lead stablecoin hype, Electric Capital says

Stablecoins are booming, and one cryptocurrency could quietly become the foundation of a new dollar-based economy, analysts at Electric Capital say. Despite widespread talk about “de-dollarization,” the global thirst for U.S. dollars is far from disappearing. In fact, it’s reaching…

Author: Crypto.news
Ten years of blockchain: it is flourishing everywhere, but how well has it been implemented?

Ten years of blockchain: it is flourishing everywhere, but how well has it been implemented?

Author: Zhou Ziqi (City University of Hong Kong) In 2015, the launch of the Ethereum mainnet opened up a new era of smart contracts for blockchain technology and laid the

Author: PANews
Stablecoins threaten financial stability, says Bank of England governor Andrew Bailey

Stablecoins threaten financial stability, says Bank of England governor Andrew Bailey

Bank of England governor and cryptocurrency skeptic Andrew Bailey has advised banks to avoid issuing stablecoins. According to Bailey, stablecoins pose systemic risks to financial stability and threaten the very nature of money if not properly regulated. He warned that…

Author: Crypto.news
BOE Governor Cites Threats to Financial Stability Over Private Stablecoin Issuance

BOE Governor Cites Threats to Financial Stability Over Private Stablecoin Issuance

The Bank of England (BOE) governor, Andrew Bailey, has expressed concerns over the rise of banks issuing their own stablecoins. He emphasized the significant systemic risks that these stablecoins pose to the financial system. In an interview with The Sunday Times , Bailey said he “would much rather” prefer tokenized bank deposits over private stablecoins. He said that stablecoins would take “money out of the banking system” and the “credit creation world”. By advocating for tokenized bank deposits, Bailey is promoting a more integrated and regulated digital financial system, aligning with existing banking practices. “I would much rather [banks] go down the tokenized deposit streets and say, how do we digitize our money, particularly in payments,” he noted. His comments come at a time when stablecoin markets have grown from $125 billion less than two years ago to around $255 billion today, according to a latest BIS report . UK Would Not Adopt CBDC, Bailey Disagrees With the US and ECB’s Crypto Take Furthermore, the British central banker stated that England should not adopt a central bank digital currency ( CBDC ), also known as a ‘digital pound.’ He said that it would be “sensible” for the UK to rather work towards digitizing deposits. Andrew Bailey was recently appointed as the new chairman of the Financial Stability Board (FSB), an international financial regulator. Additionally, he openly disagreed with the Trump administration’s backing of stablecoins. “I would say that the US is going towards stablecoins. The European Central Bank is going towards central bank digital currency. Neither of them is going towards tokenising deposits.” Trump Poised for Quick Stablecoin Win The US House Financial Services Committee announced ‘Crypto Week,’ starting Monday, to consider three key crypto bills, including the GENIUS Act for stablecoins. 🏦 The US lawmakers noted that mid-July will be 'Crypto Week' to create a clear regulatory framework for digital assets and protect financial privacy. #USLawmakers #CryptoWeek #CryptoRegulations https://t.co/yhbiz4tMwr — Cryptonews.com (@cryptonews) July 4, 2025 In June, US Treasury Secretary Scott Bessent said in a speech at the White House Digital Asset Summit that stablecoins would “reinforce dollar supremacy.” Fed Chair Jerome Powell has also emphasized the need for stablecoin regulation , noting the importance of protecting consumers. However, according to BOE’s governor Bailey, stablecoins need to be looked at closely through lens. “Stablecoins are proposed to have the characteristics of money. That money is a medium of exchange. Therefore, they really do have to have the characteristics of money and they have to maintain their nominal value.” He also expressed concerns that the spread of stablecoins would undermine their sovereign control over money. Besides stablecoins, Bailey noted that the extreme volatility of Bitcoin shows that it is “unbacked asset.” “It’s not money, it doesn’t have the function of money, and if you’re going to buy it, please buy it with your eyes open,” he advised users.

Author: CryptoNews